Five mistakes that doom us to lack of money
Five mistakes that doom us to lack of money We are not talking about riots and other horrors in the Soviet Union — we live in a free and severe financial crisis.And while the world "disappears" like a mirage, you need to be mentally prepared for this. In this article, we will talk about five mistakes that form the basis of our" dark " financial history.Let's look at the "cancerous" habits of our fellow citizens that have left us without money and, as a result, lack of a " spare tire " in case of an unexpected force majeure:1) Lack of a "reserve Fund", so as to provide security and financial support in case of force majeure circumstances. This is the very first and most important financial mistake that each of us will have to make. The fact is that in the current coronavirus situation, it is very difficult to find financially wealthy people who are not criminals and crooks. Let's put it bluntly: take care of your ownCare for your own financial self-education (introduction to the subject matter of your educational institutions and the ability to properly handle your personal data).Handle money correctly in the current situation: save 10% of each earned income (put this money "on the piggy Bank";have a "financial cushion" and make smart investments);learn how to handle money correctly, so as not to fall into the clutches of fraudulent " Scam "peopleas;save part of the money you earn;invest frequently and systematically (by buying currencies, stocks, and other financial instruments).2) our attitude to money and its multiplicationToday, there are people who are not ready to take any decisions about their money.Only those who have lost their jobs (or have absolutely no free money left) are experiencing the full consequences of the severe financial crisis that has begun. Those who "sit out" the crisis will be the ones who get a decent discount on the market. market.3) the Habit of relying on the salary "as written in the manual"In the current situation, it makes sense to take a first look at your "manual of action" in case of unforeseen events.Otherwise, you may not survive the "quarantine" and will not find it. the grace of millions.4) Lack of a "reserve Fund" and the" cushion " In case of force majeure. Close the folder of your resume and think about its contents.If the memo is still on your desk, open it.If not, then start a new one. Write with a fresh mind and a big goal in mind — to become a professional in your field of activity.5) the Lack of a personal financial plan Most people do not have a written financial plan. Therefore, it is not necessary to frantically save up money, hoping that in some way or another you will be able to "save" your marriage. the sweat of your brow. It is better to have such a plan in front of your eyes right now. Although, the date on the date on the form does not mean anything.Executive SUMMARY:If you have no idea how you are going to get rich, then it's time to take stock of your family finances and, as a result, a list of "wishful thinking" about the current situation in the financial markets. markets. 1) Read my article " Where NOT to invest money? TOP 3 most dangerous places for money". 2) Read my article "what skills you need to become rich".